Segmentwise Revenue, Results and Capital Employed
Under Clause 41 of the Listing Agreement
As on 31st December, 2003
        (Rupees in lacs)
Sr Particulars             Quarter Ended Nine months period ended Year ended
No   31.12.2003 31.12.2002 31.12.2003 31.12.2002 31.03.2003
       
1 Segment Revenue (net sale / income from)        
  a)  Segment  - Money Changing                8.16         45.07               54.19      166.46         211.23
  b)  Segment - Money Transfer              14.15         13.90               39.83       45.96           60.60
  c) Segment- Income from Trading in shares            122.14              -               157.97            -                  -  
  d)  Segment - Others              12.21           7.27               27.38       28.99           34.53
  Total            156.66         66.24             279.37      241.41         306.36
  Less : Inter Segment Revenue   --   --     --
  Net sales/Income from operations            156.66         66.24             279.37      241.41         306.36
       
2 Segment Results  Profit (+) Loss(-) before      
  tax and interest from segment      
  a)  Segment  - Money Changing             (40.86)        (16.91)              (65.57)      (28.25)          (91.62)
  b)  Segment - Money Transfer                7.78           7.30               21.38       32.46           37.71
  c) Segment- Income from Trading in shares              80.04              -               103.09            -                  -  
  d)  Segment - Others                7.97           5.20               14.64       21.91           15.46
  Total              54.93          (4.41)               73.54       26.12          (38.45)
  Less : i)  Interest                5.80           8.30               21.71       29.21           37.01
           ii) Other unallocable expenditure              13.43         18.68               26.60       56.06           44.06
               net off unallocable Income.      
  Net Profit/(Loss) Before Tax              35.71        (31.39)               25.24      (59.15)        (119.52)
       
3 Capital Employed      
  (Segment Assets - Segment Liabilities)      
  a)  Segment  - Money Changing/Money Transfer             617.61        653.24             617.61      653.24         592.37
       (See note 6)      
  Total            617.61        653.24             617.61      653.24         592.37